Loan Calculator effective rate fee amortization  


 Financial Data Support Systems, Inc. 
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Prepaid Expenses Amortization  
Deferred Income Amortization
Fixed Assets, FF&E Depreciation  
Bond  Purchasers,  Level Yield Method
Bond Purchasers,  Straight Line Method
Bond Issuers, Level Yield or Straight Line
Loan Fees, FASB 91 Amortization
Dealer Fees, FASB 91 Amortization
FASB 91, All Products Page
MBS, GNMA, LSBO Loan Packages
ASC-310-20, Prospective, Retrospective
Excel Worksheet Amortization
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FASB 91 loan fee income and expense
amortization calculator



Calculate effective interest rate and
generate an income or expense recognition schedule determined by
     P & I payment
     Interest only
     Balloon
     Constant principal payment
     Constant percentage of prior month balance payment (CPR)


Operates on a PC or shared Network


Free demo
          Download from Price page and try the software right now



 Software to amortize an entire loan file
Hard to find
FASB 91 Software
 
 
 
 



































 











 

Loan Fees Amortization Calculator
     FASB 91 amortization schedules for one loan at a time
     Also see these pages to calculate an entire file:
     FASB 91 mortgage and other types of loan files calculation page
     FASB 91 dealer fees, indirect lending file calculation page
     FASB 91 MBS, CMO, LSBO, syndicated loan packages page




FASB 91 loan fee income and expense amortization schedules
Applicable for
  •  Residential, commercial, consumer, auto, indirect ....
  •  Amortizing, interest only, balloon, fixed rate, zero rate, actual term, average portfolio life



Loan Calculator input
•  Principal (original loan amount or balance)
     - Fixed rate
     - Adjustable
     - Amortizing
     - Interest only (non-amortizing)
     - Balloon
•  Note rate
•  Payment (leave blank for system to calculate as non amortizing, "interest only")
•  Term
     Input any three of the above and the software can solve for the unknown.
•  Fees
     - Income
     - Cost (expense) origination charges, dealer fees ....
     - Both. When both are present, software determines the "net amount" to amortize.
     Or, run two pure schedules. One for fee income, a second for costs.
•  Monthly, quarterly, semi-annual, annual payment frequency (button selection)

Additionally available entries:
• Balloon term (callable, average life)
     If entered, Payment can be blank and the
     software will calculate an interest only payment amount
•  Reprice After
     A future point to reprice an adjustable loan
•  Reprice By
     An amount by which to increase or decrease the Note rate



Calculator output
•  Effective interest rate
     -  Calculated by the software
     -  Applicable to fixed rate, adjustable, interest only and balloon loans
•  Determination of deferred fee amount to amortize as:
     -  Income only (up front charges and fees for a lender)
     -  Cost only (origination expenses, up front charges and fees for a borrower)
     -  A "net" fee derived by subtracting the smaller from the larger
•  FASB 91 amortization schedule:
     -  Accrued monthly interest at note rate
     -  Monthly interest at effective rate on loan balance plus or minus remaining deferred fee balance
     -  Deferral recognition (difference between stated and effective interest rates)
     -  Accumulated
     -  Deferral balance (remaining fee to be amortized)
     -  Book value, carrying amount
•  With output results -  View, print and copy, paste to Excel or other spreadsheet program







Price
Price page includes ....
     •  Stand alone and network sharing software prices.
     •  Free demo
     •  Click to open and view price page


Multiple loans?  Hundreds?  Thousands?
View this page to import and calculate a loan file.


Questions?
1-800-245-8444
or email Support@fdssi.com
Other pages of interest ....
FASB 91 products page
Omnibus - Loan, bond packages FASB amortization
Loan file origination fees FASB 91 amortization
Bond file accounting FASB 91 amortization
Bond file accounting straight line amortization
Bond file issue costs FASB 91 amortization
Enter, calculate one record at a time calculator suite
CPA, auditor, financial advisor FASB 91 page
FASB 91 custom system
FASB 91 services offered















 
  Loan Fee Calculator Software for Windows® PC, laptop, workstation and network sharing by
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