Effective interest method software 

 
Financial Data Support Systems, Inc.
Software products:
Loan Files: FASB for originated, purchased loans
MBS loan Packages premiums, discounts amortization
MCA Merchant Cash Advance discounts
  FASB 91 - all products
Bond  Purchasers, premiums and discounts amortization
Bond  Issuers, premiums and discounts amortization
Corporate Debt  Issuers GAAP costs amortization
Prepaid Expenses, Deferred Charges amortization
Deferred Income, Unearned Revenue amortization
Fixed Assets, FF&E Straight Line depreciation    
Client Files: Prepaids, Fixed Assets, Deferred Income  
4+4+5, daily, weekly, any date-to-date amortization
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Hard to find FASB, GAAP recognition software     •     PC, laptop, work station, shared network or cloud based system     •     Windows 7,10,11


FASB 91, GAAP effective interest method

file amortization software products
     


Click a page link, below for
     More information
     Prices
     Free demo
 


  
 
 Automatically import an Excel file to the software for:

     •  Monthly recognition of deferred income and expense

     •  Subsidiary ledger listing

     •  Journal voucher debit and credit posting summary

     •  General ledger posting file

     •  Lifetime recognition schedule for any record














 
 



FASB 91, GAAP effective interest method
file amortization software products
    


Loans
Loan files - import a file for effective interest amortization of fee income and expense for each loan - originated, purchased, sold loans 
Purchased loans - LSBO remittance report deferred fees accounting for individual loans
Dealer fees - amortization of indirect lending charges
MBS, GNMA, CMO, LSBO Packaged and pooled loans - premium and discount amortization using effective interest method
Merchant Cash Advances - Discount on proceeds amortization for MCA daily payment records


Bonds and Investments - Purchasers and Debt Issuers
Purchased bonds and investments - effective interest method, level yield premium, discount amortization
Purchased bonds and investments - straight line premium, discount amortization
Issued bonds - effective interest method premium, discount, issue cost amortization
Corporate debt issuers - GAAP effective interest method amortization for costs and discounted proceeds


We also offer file calculation services  and  software customization services


Already amortizing deferrals?
     The software can preserve current income and expense deferral balances.
     No adjusting journal entries.
The software can also amortize deferrals from original dates.
 








Effective interest method, constant yield amortization for
•  Loans - FASB 91 deferred fee income and expense
•  Merchant Advances FASB GAAP for MCA daily payments
•  Dealer fees - FASB 91 indirect lending charges
•  MBS, packaged loans, syndicated, LSBO ....
•  Bonds - purchasers and issuers
•  Custom software, file calculation services
•  Effective interest rate calculations
•  Premiums, discounts
•  Income and expense recognition
•  Cost basis, book values
•  Originated, secondary market
•  Fixed and variable rates
•  Business
•  Government
•  Financial institutions
•  Not for profits
•  CPA, accounting firms
•  Financial advisors








Loans
FASB 91 software for
Deferred fees income, expense amortization and accounting.

Import, calculate an entire loan file.  Residential, commercial, consumer, auto, secured, unsecured and other loan types for loan originators and purchasers to recognize direct and indirect lending fees consisting of origination or borrowing points, income, cost, charges, expense. 

FASB 91 amortization and reporting for loan fee income, cost, expense.  Up to 4 unique fees per loan.  Amortizing loans, interest only, balloon, fixed rate, variable rate, full term, average life term.  Interest rate changes.  Paydowns and curtailments.  Effective rate calculation, amortization, accounting and reporting for dozens, hundreds, thousands of deferred loan fee records.  Budget projections.  Detail lifetime FASB 91 schedule for each loan.  Supports early payoffs, paydown curtailments and rate changes.

Pages
Loans - FASB 91 software for P&I, interest only, balloons and other deferred loan fees 
Purchased loans - LSBO remittance report deferred fees accounting for individual loans
Merchant Advances - FASB GAAP for MCA daily draft payments
Dealer fees - FASB 91 software for loans with indirect lending charges







MBS Mortgage Backed Securities
MBS, CMOs, GNMAs, LSBO, syndicated, purchased, packaged loans and pools.

Fee, premium, discount amortization accounting and reporting for syndicated, secondary market, grouped originations, bundled loans, hybrids, asset backed securities, LSBO, other types of underlying collateral.

Page
MBS, GNMA, CMO, LSBO Packaged and pooled loans - premium and discount amortization using effective interest method
 






Bonds, other premium and discount instruments for Purchasers and Issuers

Constant yield, effective interest method and straight line accounting software for bonds, agencies, notes and other premium, discount records.  Municipal, corporate, government, notes, bills, agencies and other premium, discount financial instruments. 

Effective interest rate calculations for fixed rate bonds, zero rate, variable rate, convertible rate, constant rate, steps with or without a call date, call price and reductions to par, such as a partial sale or partial call.  Premium amortization, discount accretion, accounting, reporting, lifetime schedules and more for virtually any instrument with a begin date and maturity date.  360/365/366 day years.  Early call, sale, redemption recognition.  Interest accruals.

Purchasers
Bond purchasers - effective interest method, level yield amortization software
          The above page includes all of these specific Municipal Bonds, Callable Bonds, Variable Rate Bonds, OID Original Issue Discount
Bond purchasers - straight line method amortization software for all bonds and investments

Issuers
Bond issuers - premiums, discounts, issuance costs amortization
Corporate debt issuers - GAAP effective interest method amortization for costs and discounted proceeds








Many of our clients are
     •  CPA, accounting firms
     •  Auditors
     •  Asset management companies
     •  Financial advisors



Specific FAQs:  email (modify) any of these questions initially posed by our clients
     SPECIAL PROJECTS:  I'm working on a special project.  Can I get the software on a temporary or short term basis for ....
     PRIOR YEARS:  I need to amortize records under FASB 91 for previous years going back to ....
     CONVERT:  We're thinking about converting to FASB 91 but want to preserve ....
     AUDIT:  Is there a way to verify software results?   I need to be able to ....
     MY CLIENTS:  I need to amortize client records and send them ....
     FILE SERVICES:  I need a file calculated once and get reports for ....
     CUSTOM:  I need FASB 91 software that may need to be customized in order to ....
     OUTSOURCING:  Instead of buying software, can I just outsource everything to you and get the reports I need in Excel ....
   



Question?
Need a FASB 91 software solution for something you don't see?
1-800-245-8444 or email Support@FDSSI.com









FASB 91 software and services applicable for
• Purchasers, issuers, originators, third parties
• Bonds, investments, derivatives, other securities
• Premiums and discounts
• Loan fee income, expense, origination costs
• Commercial, notes, interest only, balloon
• Amortizing, irregular paydowns, average life
• Individual record level
• Bulked groups, such as monthly originated
• LSBO, MBS, purchases, participations, syndicated loans
• Dealer fees
• Indirect lending charges
 






Question?
Need a FASB 91 software solution for something you don't see?
1-800-245-8444 or email Support@FDSSI.com
 



    
 
  FASB 91 Software
Software for Windows® on a computer, laptop, shared network and cloud based systems
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