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FASB 91 effective interest method and straight line amortization software
Click a page link for screen samples, price and free demo download ....
Loan
Accounting
Software |
Omnibus files - MBS, secondary market, syndicated packages, LSBO, purchased loans, grouped originations - FASB 91 premium, discount, fee amortization
Loan origination fee files - FASB 91 fee income and expense amortization for hundreds, thousands of secured and unsecured loans
Indirect lending fee files - dealer fees, other charges amortization using FASB 91 |
Bond
Accounting
Software |
Bond effective interest method files - FASB 91 premium amortization, discount accretion, accruals, accounting and reporting for a bond portfolio
Bond straight line method files - premium amortization, discount accretion, accruals, accounting and reporting for a bond portfolio
Bond issuance, debt costs - amortizing issue costs over the life of bonds |
Loan
and
Bond
Calculators |
• Omnibus calculator - MBS, secondary market, syndicated packages, LSBO, purchased loans, grouped originations - FASB 91 premium, discount, fee amortization
Loan origination fees amortization calculator - FASB 91 effective interest rate and amortization schedule
Bond straight line amortization calculator - amortization and accretion schedule using date to date straight line method + coupon interest and net of both
Bond effective interest method amortization calculator - FASB 91 effective interest rate and amortization, accretion schedule
Calculator Suite - all of the above plus other financial calculators |
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Services |
Custom software Free demo, lease, buy options Question? Don't see what you need? FASB 91 products home page |
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FAQ topics |
Bond straight line vs. effective method Purchased loans Premium, discount packages Reductions to Par Fiscal year totals |
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Omnibus effective interest method
calculator page
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FASB 91 compliance for ....
• Loans - Syndicated packages, bulk loans, pools, purchased loans, participations and individual loans with fees, expenses, discounts and premiums
• Bonds -
Purchased or
issued, premiums
and discounts
With or without
reductions to
par during term
• MBS -
mortgage backed
securities and
CMOs
•
Originated
loan groupings, such
as by month of
origination -
weighted average
rates, terms
For a file consisting of typically amortizing loans, wth or
without
paydowns and rate
changes, view
our
FASB 91 loan
files page.
• LSBO -
participation
and whole loans
serviced by
others
• Hybrid
loans
• Other
assets or
liabilities with
periodic,
irregular
reduction in
value, rate
change, maturity
date adjustment
including
- Par, principal
paydown
reductions,
curtailments,
payoffs
- Partial sales
- Variable rates
- Other changes
during term
Calculations, with changes during term ....
•
Effective interest rate initial calculation
• Effective interest rate recalculation due to
- Rate changes
- Reductions to par/principal due to
Remittances - regular and unscheduled
Partial sale
- Increases to par/principal
- Shortened maturity date, term
- Lengthened maturity date, term
- Additional fees
• Accelerated deferral recognition for reductions to par
• View amortization and accretion schedules. Print. Copy to Excel.
Price and free demo
The demo includes all of our products:
• Calculator screens
• Excel worksheets - bonds, loans, packaged instruments ....
• File import software
• Accounting, reporting, general ledger posting
• Bond premiums and discounts
• Issuance fees, acquisition charges
• Loan fee income and expense
• Other related software
Click to
open and view price page and also download a free demo right now.
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For records without changes, too
Ideal for one or dozens of
• Regular bonds purchased or issued at a premium or discount
Municipal, corporate, government, notes, bills
• Coupon rate or zero interest rate
• 360/365/366 days calculation basis
• Bonds comprised of smaller records
Packages (MBS, LSBO, secondary market, participations) syndicated pools, loan groups
• Other financial instruments with premium, discount, income, expense to be amortized from a beginning date to a maturity date
• For purchasers, issuers, sellers, buyers, accountants, auditors
(Need to calculate a file with hundreds, thousands of records each month? View our Bond File import software or Omnibus files for paydowns/rate changes)
(Not what you're looking for? Visit our FASB 91 products Home page)
MBS, syndicated loans, loan packages, LSBO, other traded, purchased, originated grouped loans, bonds, premium and discount instruments
• Effective interest rate calculation plus
- Effective rate recalculation when changes occur.
- Lifetime premium, discount, deferred fee amortization recognition schedule.
- Monthly, quarterly, fiscal and calendar year totals.
• Simply copy and paste worksheet data rows constituting a record.
- Copy basic information
Par/Principal/Original balance, nominal rate, begin date, maturity date, purchase or sale price ....
- Include rows with historical and projected changes, too
Reductions to Par
Increases, additional funding
Partial sales, releases, early call, monthly remittances
Variable, coupon rate change
Calculates initial effective interest rate
Recalculates effective rate due to changes
• Copy and paste as often as needed.
- Determine amount of deferral to recognize each month. In a few seconds per record.
• Portfolio
- View this page if you have a portfolio with dozens or hundreds of premium and discount instruments with changes |
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