Bond Calculator effective interest method
 
logo
    Accounting
Amortization
   Software
 

Effective interest method
FASB 91 products home page
                            - Loans -
Loan effective rate calculator - Fee amortization
Loan effective rate portfolio - Excel fee accounting
                         - Omnibus -
Omnibus calculator - Loan packages, MBS, pools
Omnibus portfolio - Excel loan packages, MBS, pools
                           - Bonds -
Bond effective interest rate calculator
and amortization schedule

Click or scroll down for
Price
Free demo

Bond effective rate portfolio - Excel accounting
Bond straight line calculator - Amortization schedule
Bond straight line portfolio - Excel accounting
Bond issue costs - Accounting, reporting
Bond comparer - Straight line vs. effective interest
                  - Loans and Bonds -
Calculator Suite - Loan, bond, other calculators
                        - Services -
FASB 91 custom software, Excel services

Straight line method
Database, upload, import, export, allocate, history
Prepaid expenses amortization
Deferred income, revenue amortization
Fixed assets, FF&E depreciation

Import worksheet data
Copy an entire worksheet, paste to the software
Accrued expenses, prepaids, deferrals
4+4+5, days, weeks
Allocation - Cost, other distributions
Loans - fee income and expense recognition
Bonds - premium and discount recognition

Financial Data Support Systems, Inc.
Home page
About us
Contact us
Technical FAQs

 

PC, laptop, workstation and
shared network devices
running Windows®

Business, government, financial institutions, accounting firms ....
 



 
FASB 91 effective interest method and straight line amortization software     click a page link for screen samples, price and free demo download ....
 Loan files Deferred loan fees     Indirect lending dealer fees     Omnibus-MBS, syndicated, pooled loans 
 Bond files Bond portfolios, effective interest method     Bond portfolios, straight line method     Bond issue, debt costs
 Calculators Loan calculator     Omnibus calculator-MBS, syndicated loans     Bond calculator, effective method     Bond calculator, straight line     Calculator Suite, all in one
 Services Free demo, lease, buy options     Customizing     Question?     Don't see what you need?    FASB 91 products home page   
 FAQ topics Bond straight line vs. effective method     Purchased loans     Premium, discount packages     Reductions to Par     Fiscal year totals

Bond calculator
Effective interest method page

For Purchasers and Issuers
 

FASB 91 compliance in seconds ....
Effective interest method rate calculation, amortization and accretion recognition schedule.
Monthly.  Quarterly.  Fiscal year.  Calendar year.

Sample 1 of 3)  Enter a premium, discount bond  (comes with a separate screen to amortize bond issue costs)
Enter a bond to obtain monthly, quarterly, annual calculation and recognition
Enter par, premium and discount data
     - Calculate the FASB 91 effective interest rate
     - Generate monthly interest with premium or discount recognition schedule
     - Posting recognition, accrual amount for a month, quarter, calendar and fiscal year
     - View schedule.  Print.  Copy lifetime schedule to a worksheet.






Sample 2 of 3)  Import a bond from a worksheet on a recurring basis
+ Omnibus for changes  Import a premium, discount record with rate changes, reductions to par
Import a bond with or without changes such as to interest rate, par balance.
Changes might apply for MBS, syndicated, LSBO, secondary market, grouped originations, bundled loans as a bond, other underlying collateral.
Effective interest rate calculation, recalculation and amortization recognition schedule for bond type records with
     - Rate changes
     - Reductions to par, partial sale (increases, too)
     - Accelerated, deferred maturity
     - Additional fees, premium, discount
Effective interest rate calculation, recalculation and premium, discount recognition schedule for an instrument with changes.
     Changes such as:
          Reductions to par (lump or regular paydowns/partial sale)
          Increases to par (additional funding/take downs)
          Increase or decrease to fees (impact to premium or discount)
          Coupon/package/variable rate adjustments
          Maturity date change/early call         
     Import data plus lifetime changes from an Excel worksheet
          The software recalculates the effective interest rate due to any of the above changes
          The software also accelerates deferral recognition for par reduction portion






Sample 3 of 3)  Import a worksheet record without changes, too.




Flexible ....
•  Enter a bond to the effective interest rate calculator screen
     -  Municipal, corporate, government, notes, bills, bonds, agencies and other financial instruments
          Other premium and discount instruments
          Coupon and zero rate
     -  Calculate effective interest rate
     -  Bond amortization schedule
•  Import a worksheet bond - simply copy and paste a worksheet row containing bond data
     -  A fast and accurate way to determine monthly premium and discount recognition to book on a recurring basis
     -  Easily account for changes, too
          Reductions to par
          Increases, additional funding
          Partial sales, releases, early call
          Variable, coupon rate change
          Calculates initial effective interest rate
          Recalculates effective rate due to changes
     -  Portfolios
        View this page if you have a portfolio with dozens or hundreds of bonds
        View this page if you have a portfolio with dozens or hundreds of bonds with changes


Ideal for one or a handful of
     •  Regular bonds purchased or issued at a premium or discount
          Municipal, corporate, government, notes, bills ....  (for bond issuers, software includes a separate screen to amortize issuance cost)
     •  Coupon rate or zero interest rate
     •  360/365/366 days calculation basis
     •  Bonds comprised of smaller records
          Packages (MBS, LSBO, secondary market, participations) syndicated pools, loan groups
     •  Other financial instruments with premium, discount, income, expense to be amortized from a beginning date to a maturity date
     •  For purchasers, issuers, sellers, buyers, accountants, auditors
        (Need to calculate a file with hundreds, thousands of bonds each month?  View our Bond File import software  or Omnibus files for paydowns/rate changes)
        (Not what you're looking for?  Visit our FASB 91 products Home page)


Calculator output
•  Effective interest rate
•  The Premium or Discount amount to be amortized
          Derived by comparing input Price (dollar amount or %) to Par
          Other charges, fees and adjustments can also be added or subtracted from par to derive Price and amount to amortize.
•  FASB 91 level yield amortization, accretion schedule consisting of
     - Monthly accrued interest at coupon rate
     - Monthly Premium or Discount recognition
     - Monthly interest at effective interest rate
     - Accumulated Premium or Discount recognition
     - Premium or Discount remaining deferral balance
     - Accretion balance (Book Value) as FASB Carrying Amount: Par + Premium balance or Par - Discount balance
     - Running totals furnished by:
          Quarter
          Year (fiscal, calendar)
          Or suppress quarterly, annual
•  Issue costs
          Separate calculator to amortize bond issuance charges
• The software also calculates
     - Interest on Par at the nominal (coupon) rate from one date to another
     - Accrued interest from any date to any date
• With output results
     - View
     - Print
     - Copy and paste to Excel or other spreadsheet program

Calculator input
Enter:
     •  Par or face value
     •  Price or current value (Par + Premium or Par - Discount)
          Enter price as an actual dollar amount or a percent of Par
Select calendar dates:
     •  Begin (date to begin amortization)
     •  Maturity (date to end, redemption, sale, early call)
Select or retain button for 360, 365, or 366 day denominator basis
Select or retain check box to display or suppress Quarterly, Annual running totals


Scroll down for price and free software demo ....


 



 

 
Price
Price page includes ....
     •  Stand alone and network sharing software prices.
     •  Download a free demo from the price page, too!
     •  Click to open and view price page


Multiple bonds?  Hundreds?  Thousands?
View this page to import and calculate a bond file.


Questions?
1-800-245-8444
or email Support@fdssi.com
Other pages of interest ....
FASB 91 products page
Calculator Suite - all calculator screens
Bond calculator effective interest method (this page)
Bond calculator straight line
Bond comparer - effective rate vs. straight line
Bond files effective rate
Bond files straight line
Loan files effective rate
Omnibus - loan packages, pools, syndicated, mbs
Omnibus - calculator for mbs, packaged loans
FASB 91 custom system
FASB 91 services offered
 
 
  Bond Calculator Software for Windows® PC, laptop, workstation and network sharing by
© 1995 - 2012 Financial Data Support Systems, Inc.
Home page        |        About us       |        Contact us       |        Site map

Top