Effective interest method calculator software
 
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Effective interest method
               FASB 91 Software Products
                           Home Page
                            - Loans -

Loan effective rate calculator - Fee amortization
Loan effective rate portfolio - Excel fee accounting
                         - Omnibus -
Omnibus calculator - Loan packages, MBS, pools
Omnibus portfolio - Excel loan packages, MBS, pools
                           - Bonds -
Bond effective rate calculator - Amortization schedule
Bond effective rate portfolio - Excel accounting
Bond straight line calculator - Amortization schedule
Bond straight line portfolio - Excel accounting
Bond issue costs - Accounting, reporting
Bond comparer - Straight line vs. effective interest
                  - Loans and Bonds -
Calculator Suite - Loan, bond, other calculators
                        - Services -
FASB 91 custom software, Excel services

Straight line method
Database, upload, import, export, allocate, history
Prepaid expenses amortization
Deferred income, revenue amortization
Fixed assets, FF&E depreciation

Import worksheet data
Copy an entire worksheet, paste to the software
Accrued expenses, prepaids, deferrals
4+4+5, days, weeks
Allocation - Cost, other distributions
Loans - fee income and expense recognition
Bonds - premium and discount recognition

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PC, laptop, workstation and
shared network devices
running Windows®

Business, government, financial institutions, accounting firms ....
 



 
FASB 91 effective interest method and straight line amortization software     click a page link for screen samples, price and free demo download ....
 Loan files Deferred loan fees     Indirect lending dealer fees     Omnibus-MBS, syndicated, pooled loans 
 Bond files Bond portfolios, effective interest method     Bond portfolios, straight line method     Bond issue, debt costs
 Calculators Loan calculator     Omnibus-MBS, syndicated loans     Bond calculator, effective method     Bond calculator, straight line     Calculator Suite, all
 Services Free demo, lease, buy options     Customizing     Question?     Don't see what you need?    FASB 91 products home page   
 FAQ topics Bond straight line vs. effective method     Purchased loans     Premium, discount packages     Reductions to Par     Fiscal year totals

FASB 91 products home page
Effective interest method and straight line amortization software


FASB 91 Amortization Software - Excel files, portfolio accounting

   •  Fee income
   •  Costs
   •  Premiums
   •  Discounts ....
•  Loans
•  Bonds
•  Investments
•  Packages ....
•  Purchased
•  Sold
•  Originated
•  Issued ....
•  Business
•  Government
•  Financial Institutions
•  Accounting Firms ....

   Calculate dozens, thousands of worksheet records in a few seconds.

        Copy a worksheet
             Paste to the software
                                                     Copy   •   Paste   •   Done!   •   As simple as copying one worksheet to another
                  FASB 91 effective interest rates for entire portfolio plus
                       Recognition totals, deferral category balances for a  Month   •   Quarter   •   Calendar Year   •   Fiscal Year
                            Amortization detail audit schedule for each record.
                                 View.  Print.  Export, archive calculations, reports, general ledger postings to a worksheet.
                                      Free demos   •   Lease the software month to month  •   Buy the software
                                           Download a free demo at any time, even right now, and see for yourself ....

   Loans - FASB 91 accounting for fee income and expense using the effective interest method
     Residential, commercial, consumer, auto, amortizing, interest only, balloon, fixed rate, variable rate, secured, unsecured and other loan types for
     originators and borrowers to recognize direct and indirect lending fees consisting of origination or borrowing points, income, cost, charges, expense.
               Effective rate calculation, amortization, accounting and reporting for dozens, hundreds, thousands of deferred
               loan fee records.  Budget projections.  Detail lifetime FASB 91 schedule for each loan.  Supports paydown curtailments and rate changes.
            •  FASB 91 effective interest method page, Loan fee portfolio   Just a few? Loan effective rate calculator page

   Bonds, investments, other premium and discount instruments - FASB 91 Effective interest method  and  Straight line method
     Municipal bonds, corporate, government, notes, bills, agencies and other financial instruments.  Virtually any instrument with a begin date and maturity
     date.  Purchasers.  Issuers.  Bonds and bond type instruments with premiums, discounts.  Amortize issue cost, debt origination fees, too.
               Calculation, accounting and reporting for dozens, hundreds, thousands of purchased and issued bonds.
               Amortization.  Interest accruals.  Detail lifetime schedule for each bond.  Budget projections.
            •  FASB 91 effective interest method page, Bond premium and discount portfolio   Just a few?  Bond effective rate calculator page
            •  Straight line method page, Bond premium and discount portfolio   Just a few?  Bond straight line calculator page

   Omnibus - loan packages with premiums and discounts  •  Grouped originations with deferred fee income or expense
     FASB 91 software for instruments behaving like a bond with monthly paydown reductions to par, other changes       
     MBS, syndicated, LSBO, secondary market, grouped originations, bundled loans, other types of underlying weighted collateral.
     Premium, discount, deferred fee recognition for purchasers, sellers, originators over a begin date to maturity date.
               Rate calculation, accounting and reporting for actual, aggregated, weighted average rates, terms.
               Accelerated recognition for paydowns.  Detail schedule for each record.
            •  FASB 91 effective interest method page, Omnibus premium and discount portfolio  Just a few?  Omnibus effective rate calculator page


FASB 91 Calculators - Screen input software

   Loan calculators - fee income and expense amortization software

     For loans with or without rate adjustments  •  Accelerated recognition for principal curtailments, early payoff
     Residential, commercial, consumer, auto, amortizing, interest only, balloon, fixed rate, variable rate, secured, unsecured and other loan types for
     originators and borrowers to recognize direct and indirect lending fees consisting of origination or borrowing points, income, cost, charges, expense.
              Effective rate calculation and lifetime FASB 91 amortization schedule for loan fees, income, cost, origination expense, incurred, indirect fees, charges.
              Calculates original effective rate, recalculates for unlimited number of rate changes and paydown curtailments.
           •  FASB 91 effective interest method calculators page, Loans
 
   Bond, other premium and discount instruments - FASB 91 Effective interest method  and  Straight line method
     Municipal, corporate, government, notes, bills, agencies and other financial instruments.  Virtually any instrument with a begin date and maturity
     date for purchasers and issuers of bonds and bond type instruments with premiums, discounts.  Amortize issue cost and acquisition fees, too.
              Calculation and lifetime amortization, accretion schedule for bonds, other financial instruments with a
               premium or discount and a stated coupon interest rate, variable rate or zero rate. 
            • 
FASB 91 effective interest method calculator page, Bonds      •  Straight line method calculator page, Bonds      •  Effective method vs. Straight line
 
   Omnibus - loan packages sold or purchased at a premium or discount  •  Grouped originations with deferred fee income or expense
     Loan packages sold or purchased at a premium or discount  •  Grouped originations with deferred fee income or expense
     FASB 91 software for instruments behaving like a bond with monthly paydown reductions to par, other changes       
     MBS, syndicated, LSBO, secondary market, grouped originations, bundled loans, other types of underlying weighted collateral.
     Premium, discount, deferred fee recognition for purchasers, sellers, originators over a begin date to maturity date.
               Rate calculation, accounting and reporting for actual, aggregated, weighted average rates, terms.
               Accelerated recognition for paydowns.  Detail schedule for each record.
            •  FASB 91 effective interest method calculator page, Omnibus

   Calculator Suite
    
FASB 91 effective interest method and Straight line method calculators
     All of our 'Enter a record' calculators plus other methods and functions, including
          -  Loan fee effective interest method amortization
          -  Bond premium and discount effective interest method amortization
          -  Bond premium and discount straight line method amortization
          -  Straight line vs. effective interest method bond amortization schedules.  What's the difference?
          -  Bond issue costs and acquisition charges amortization
          -  Other methods for any amount including straight line financial months, date to date and accelerated sum of the years digits
          •  Calculator Suite page

Lease/buy option
All software products on this page are available for lease on a month to month basis.
     - Lease the live software.  Calculate anywhere from a few records to an entire file.
     - Purchase prices and lease rates can be found on price pages located at the bottom of each product page.


FASB 91 services available for
      Bond and Loan files
        - 
Special project?
        -  Just need some answers?
        -  Custom software requirements?
        •  View our FASB 91 services page


Question?
Need a FASB 91 software solution for something you don't see?
1-800-245-8444 or email Support@FDSSI.com


FASB 91 software and services applicable for
• Purchasers, issuers, originators, third parties
• Bonds, investments, derivatives, other securities
• Premiums and discounts
• Loan fee income, expense, origination costs
• Commercial, notes, interest only, balloon
• Amortizing, irregular paydowns, average life
• Individual record level
• Bulked groups, such as monthly originated
• LSBO, MBS, purchases, participations, syndicated loans
• Dealer fees
• Indirect lending charges

 


 
Question?
Need a FASB 91 software solution for something you don't see?
1-800-245-8444 or email Support@FDSSI.com
 
 
  Effective interest method calculator software for
 Windows® PC, laptop, workstation and network sharing by
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